Why Your Catalytic Converter Is a Target for Theft – And How Insurance Can Help
Catalytic converter theft is on the rise across the country. And here in Millsboro, we have our fair share of petty theft. Even in quiet neighborhoods, thieves target these valuable parts. So, it’s important to understand why they steal them and what your insurance can do if it happens to you. Therefore, in this blog the experts at In and Out Tire Pros explore the reasons why your catalytic converter could be a target for theft and how your insurance company can help.
Why Thieves Steal Catalytic Converters
First, catalytic converters contain precious metals like platinum, rhodium, and palladium. These metals are worth more than gold by the ounce. Next, thieves can remove catalytic converters in just a few minutes. They only need a saw and a jack to slide under your vehicle. Also, larger vehicles like trucks and SUVs sit higher off the ground. So, they are easier for thieves to access quickly. Finally, the black market demand for these stolen parts is high. Recyclers often pay cash without asking questions.
What Your Insurance Can Do if Your Catalytic Converter is Stolen
Thankfully, many auto insurance policies offer protection. However, you must have comprehensive coverage for theft-related damage. If you do, insurance can pay for a replacement catalytic converter. It can also cover labor and any damage caused during the theft. Additionally, your provider may help with towing if your car won’t start after the theft. Still, you may need to pay a deductible before coverage kicks in. So, check your policy details now to avoid surprises later.
How to Protect Your Vehicle and its Catalytic Converter
- Park in well-lit areas whenever possible.
- Consider installing a catalytic converter shield or cage.
- Even better, use a motion-activated alarm that alerts you to tampering.
Protect Your Car and Your Catalytic Converter
In and Out Tire Pros is your local, family owned auto care and auto repair service center. And one that Bill and Rita Schrider have built into the top, trusted auto repair, auto care shop in Millsboro. We are dedicated to giving you the very best auto repair and auto care service. And we have a focus on upfront and honest quotes, timely response to issues, and quality products and parts.
